Posts Categorized : Noticias

BRANECC Partnership with SBA

On March 20, 2015, SBA established an alliance and co-sponsorship agreement with the Brazil New England Chamber of Commerce – BRANECC. As part of the co-sponsorship both institutions will be working on a workshop series within the next year.  Some other things that this co-sponsorship will provide BRANECC members with are invitations to SBA-sponsored events, SBA-sponsored training, and up-to-date information regarding SBA’s programs and services.   This article will explain to you some of the key benefits and services SBA has to offer and why BRANECC chose to partner with them.

The Small Business Administration offers many services that can help your small business flourish.  They offer everything from helping you write your business plan to helping you find the perfect grant for your small business and everything in between.  

One of SBA’s biggest perks is that they can help you apply for a loan.  SBA offers different types of loans that can help you start or expand your business.  SBA loan programs are designed for those who may have trouble qualifying for a traditional loan.  If you qualify for an SBA loan program, your loan is eligible for an SBA guarantee; this means that if you default of your payments, SBA will repay the lender.  One type of loan SBA offers is a Basic 7(a) loan which is the most basic and most used loan that can help you acquire or expand your small business.  A Certified Development Company 504 Loan program is a long-term, fixed-rate loan that can help you acquire major fixed assets, such as land or a building.  Lastly, SBA offers microloans that are given to start-ups or growing small businesses.  SBA also offers a number of other types of loans including disaster loans, export assistance loans, veteran and military community loans, and special purpose loans. Click here to read more about the different types of loans that SBA offers, as well as a checklist to get you on your way to a loan application.

Another major function of SBA is that they have resources for filing and paying your taxes.  Taxes are inevitable, and SBA is the place to go if you are struggling to determine what your tax obligations are.  They have resources to help you understand what your state and federal tax obligations are, as well as when to determine when the tax year starts for your business.  Click here for more on taxes and your obligations.

The Small Business Administration has a great online learning center where you can access self-paced courses with quick videos and web chats.  The online learning center allows you to learn more about business ownership.  Many of these courses only take thirty minutes to complete and cover a variety of topics such as financing, government contracting, managing your business, marketing, and many more! Click here to get started exploring the courses offered by SBA’s Online Learning Center.

Another service that SBA offers is to help facilitate government contracting.  The government is one of the world’s largest customers and they are very particular about how they purchase products and services.  The government wants to ensure that competition is open and fair, the products and services they buy are competitively priced, they want to get what they pay for, and they want to follow the law.  The government likes to work with small businesses because they want to support small businesses as engines of economic development and job creation, support disadvantaged socio-ethnic groups, and gain access to the new ideas that small businesses are great at providing.

SBA’s role in government contracting is that they work with federal agencies to award at least 23% of all government contracting dollars to small businesses.  They also help the government reach specific statutory goals for small disadvantaged businesses, women-owned small businesses, service-disabled veteran-owned small businesses, and businesses located in historically underutilized business zones.  SBA also has a program called the 8(a) Business Development Program that assists eligible disadvantaged individuals in developing and growing their business though counseling, workshops, and other avenues.  Click here to learn more about SBA’s involvement with government contracting and see if you qualify.

By Raphaela Esposito
Intern, FSU Entrepreneur Innovation Center

Branecc partnership with Entrepreneur Innovation Center

We are so excited to finally have a partnership with the Framingham State University’s Entrepreneur Innovation Center! BRANECC and the Center are looking forward to working together, bringing local businesses and entrepreneurs through this partnership. The Center’s goal is to foster entrepreneurs, helping their businesses grow and be successful. BRANECC’s goal is to find entrepreneurs, creating a network of Brazilian and American business owners. Coming together, the two organizations will cultivate entrepreneurship in the area of Greater Boston. The Entrepreneur Innovation Center is a shared workspace in Framingham, where there are desks to work at, conference rooms to reserve, free coffee and snack, and interns who will be available for entrepreneurs. The perks of having the Center as a connection is a reduced membership rate of 25%.

By Gabrielle Rupert
Intern, FSU Entrepreneur Innovation Center

BRANECC meets Governor-Elect Charlie Baker
The Brazil New England Chamber of Commerce – Branecc -, represented by Amandio Sena and Thiago Dias, met with Governor-Elect Charlie Baker during the social event hosted by Verizon and the Hispanic-American Chamber of Commerce, on Monday, January 5th.
Governor-Elect Charlie Baker said that his administration will be focused on “building a great state.” He emphasized the importance of having an administration that reflects the diversity of our communities.
Among the projects the new administration wants to develop, Governor-Elect Charlie Baker mentioned the creation of a “small business council” to prepare entrepreneurs to do business with the Commonwealth. He also talked about having more representation for the different communities of Massachusetts, closing the educational gap and neighborhood development.
Lazaro Lopes, from Verizon, Donna Cupelo, the Verizon New England Region President, Jesus Rosa and Sylvia Ruiz were among the organizers.
Portuguese
Na segunda-feira, 5 de Janeiro, a Câmara de Comércio Brasil Nova Inglaterra – BRANECC, representada por Amandio Sena e Thiago Dias, encontrou com o Governador eleito Charlie Baker durante um evento social promovido pela Verizon e a Hispanic-American Chamber of Commerce.
 
O Governador eleito Charlie Baker falou que a sua administração terá o foco de “construir um grande Estado”. Ele enfatizou a importância de ter uma administração pública que reflita a diversidade da nossa comunidade.
 
Dentre os projetos que a nova administração pretende desenvolver, Baker mencionou a criação de um “conselho de pequenas empresas” para preparar empresários para fazer negócios com o Estado. Ele também falou da importância de ter mais representatividade das diferentes comunidades de Massachusetts, resolver o problema da educação e promover o desenvolvimento de comunidades.
 
Lazaro Lopes e Donna Cupelo, da Verizon, Jesus Rosa e Sylvia Ruiz da Hispanic-American Chamber of Commerce estavam entre os organizadores.
Planeje suas finanças para 2015!

Veja a seguir 5 dicas práticas de como começar a organizar o seu orçamento familiar.

– Requisite a participação de toda a família, inclusive os filhos. Peça ajuda (mesmo que não precise) a todos os membros, para que todos se sintam também responsáveis pela saúde financeira da família. Assim, ficará mais fácil estabelecer o orçamento familiar e atingir metas, além de obter a colaboração no corte de despesas;

Anote todos os gastos da família e os respectivos meios de pagamento. Não se esqueça de incluir o cafezinho e outros gastos menores. Faça isso diariamente, pois depois de alguns dias fica difícil lembrar aonde foi parar o dinheiro que estava na carteira. Isto pode ser feito em uma planilha de gastos ou mesmo em softwares específicos de controle financeiro como o www.minhaseconomias.com.br. A vantagem de um software de controle financeiro especializado é que este pode facilitar a análise de seus gastos e ajudar no planejamento financeiro familiaratravés de gráficos e relatórios prontos;

Estabeleça prioridades para as despesas da família, de forma a identificar facilmente itens supérfluos daqueles essenciais. Isto irá facilitar sua vida quando for necessário cortar gastos;

Estabeleça limites de gastos para cada categoria de despesa e acompanhe ao menos semanalmente se os gastos estão evoluindo dentro do limite definido;

Estabeleça metas de poupança para a realização de sonhos e também para ter uma reserva financeira destinada a cobrir imprevistos. Lembre-se que com dinheiro na mão para comprar à vista, muitas vezes é possível negociar preços melhores e ainda aproveitar oportunidades, sem contar a economia no pagamento de juros e impostos sobre o crédito;

Planeje as compras com antecedência. Por exemplo, ao comprar um segundo carro para a família, não se esqueça de avaliar o impacto das despesas extras como IPVA, seguro, manutenção e combustível em seu orçamento.

Depois de estabelecer os objetivos, é importante fazer o acompanhamento mensal, analisando se está conseguindo cumprir o planejamento financeiro familiar, ou se está estourando o orçamento. No decorrer dos meses, nem sempre as coisas caminharão conforme o planejado, mas a idéia do planejamento é ter um norte para seguir, e desta forma conseguir atingir suas metas.

Faça aqui o download da planilha de orçamento familiar:

Fonte: http://www.minhaseconomias.com.br/blog/controle-financeiro/5-dicas-para-organizar-o-orcamento-familiar

BRANECC at the Metrowest Business Resource Fair

The Brazil New England Chamber of Commerce was present at the MetroWest Business Resource Fair, held at the Sheraton Framingham, on Thursday, December 4th. The event was hosted by Massachusetts State Senator Karen E. Spilka and the Hispanic American Chamber of Commerce. The main theme presented was Business Success & Marketing Strategies for a Multicultural Era.

Senator Spilka, who welcomed the participants, said that this event is important to the MetroWest area because of the diverse population and the need to develop partnerships that include this diversity. According to her, “we are much richer as a State and as a country if we use all the different resources that people can offer.”

The MetroWest area is the “second largest source of income for the State” and offers the right conditions for starting, developing and growing a business. Senator Spilka, who has represented the region for more than ten years, affirmed that the “quality of life here is second to none.”

Among the other organizations present were the MetroWest Chamber of Commerce, SBA Small Business Association, Town of Framingham and Constant Contact. Branecc was represented by Thiago Dias, Ilma Paixao and Marcia Cruz-Redding.

Jesus Rosa, Chairman of the Hispanic American Chamber of Commerce, highlighted that the presence of three chambers of commerce was very important. According to him, having the Hispanic American Chamber of Commerce, the MetroWest Chamber of Commerce and the Brazilian New England Chamber of Commerce together showed that these organizations “will be a huge force in the area.”

Time for innovation

The Brazil New England Chamber of Commerce (Branecc) participated of an event at Framingham State University (FSU) to introduce the Entrepreneur Innovation Center to the business community of the region. The event, held on November 20, had the participation of professors, students and representatives of different business organizations. Ilma Paixa, Thiago Dias and Marcia Cruz Redding.

The Entrepreneur Innovation Center is a hybrid between co-working space and incubator space. It provides a shared working environment where people can connect with each other and, informally, share ideas that can help individuals find solutions to their concerns. According to Professor Robert M. Krim, “Innovation and success happen when people spend time talking to people they don’t know.”

Dr. Krim, Associate Professor and Director of the Entrepreneur Innovation Center, talked about the importance of people exchanging ideas and said that the Center offers the right environment and provides the help of interns that are matched with entrepreneurs. He said that the objective is to “help the entrepreneur to create businesses that will generate jobs for the future.”Branecc is starting a partnership with the Entrepreneur Innovation Center which allow its members to have joint membership or membership discount for both member of the Innovation Center and Branecc; development of workshops for Brazilian entrepreneurs and small business owners and advanced executive programs at FSU for Brazilian business.

BRANECC visit to the Cape was a success.

The first Coquetel and Business Networking held by the Brazilian New England Chamber of Commerce (Branecc) at the Cape Cod and Island, on November, 17, at the Restaurant Brazilian Grill, was a success. The Town Manager, Thomas Lynch, who attended the event, applauded the commitment of the organizers and participants who disregarded the pouring rain and gathered to share experience and develop ideas to grow their business and contribute to the community. “We want to know what are the obstacles the Brazilian business community faces and work with you to make it easier and help you anyway we can,” Lynch said.

The event was also attended by Chris Adams, from the Cape Cod Chamber of Commerce,Victor Santos e Raquel Rodriguez, from the Cape Cod Community College and Niten Chitkara, from Santander Bank.

Ilma Paixao, Vice-president of Branecc, said that the organization’s objective is to “inspire the Brazilian entrepreneur” and to become “a bridge” between them and the local authorities. She also reinforced the idea that “you can only grow stronger when there is a good basis.”

Chris Adams, from the Cape Cod Chamber of Commerce, said that he was excited to learn about Branecc and its plans. According to him, it is very important to “help breaking down the stereotypes.” He said that he predicts “a great future for the organization.”

The Assistant Vice President of the Cape Cod Community College, Victor Santos, and Raquel Rodriguez emphasized the importance of education as the key that opens the doors to prosperity. They motivated the Brazilian citizens to teach Portuguese to their children and reaffirmed their commitment to involve community members in the institution’s activities.

Thiago Dias, from Branecc, led the group through networking dynamics and reminded that “education is the key that will take business to the next level.” The organization is planning another event at the Cape, on December 9th.

By Marcia Redding

 

Governador Deval Patrick encontra membros da Branecc

O Governador de Massachusetts, Deval Patrick, encontrou com membros da Branecc no dia 07 de outubro, na Rádio 650AM. Na ocasião, participou de uma entrevista no Programa Mix Brasil, respondendo perguntas de membros da Branecc, ouvintes da rádio e jornalistas.

Deval abordou questões importantes como imigração, carteira de motorista, de empreendedorismo, da sua sucessão, e de que modo a candidata Martha Coackley vai dar continuidade ao seu trabalho. “A comunidade brasileira é trabalhadora e exemplar e tem a minha admiração”, disse Deval que ao final da entrevista interagiu com as pessoas presentes no evento patrocinado pelo Langer Broadcasting Group e pelas Rádios 650 AM, 1240 AM e 1410 AM. Estavam presentes, dentre outros, Ester Sanchez-Naek, João Arruda da CDLE USA e  Amandio Sena, presidente da Branecc, Thiago Dias, Leonardo Chantre, Ilma Paixão, Ricardo Trindade, Kyle Logan e Márcia Redding, diretores da Branecc. Também estive presente Marcony Almeida, Chief of Staff for the Government of Massachusetts at the Refugees and Immigrants Office.